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How to Start a Business Free Book. Get It Here: http://www.bizmove.com/free/business.htm✅ 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗼𝗼𝗹𝘀 𝗳𝗼𝗿 𝗦𝘁𝗮𝗿𝘁𝗶𝗻𝗴 and Managing 𝗮 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀. 𝗛𝗲𝗿𝗲: https://www.bizmove.com/. You get worksheets, books, checklists, templates, guides, spreadsheets, and more.
![Mortgage Prepayment Risk for Banks [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1918_0_0jpg.jpg)
Changes in interest rates create problems for banks due to mismatches of fixed-rate and floating-rate instruments, as well as differences in time to maturity, rate-setting frequency, and indexes. But changes in interest rates also lead to prepayment risk.Prepayment risk occurs when a borrower repays the principal sooner than required. Prepayment is a problem because the bank gets stuck re-lending the money at a less favorable interest rate. Prepayments occur through:• Curtailment (the borrower pays an additional principal amount along with their scheduled mortgage payment; this reduces the balance of the loan)• Housing turnover (the borrower sells the property and pays off the loan)• Refinancing (the borrower gets a new loan and pays off the first loan)The most important factor affecting prepayment is the refinancing rate. However, prepayment is also affected by:• Borrower characteristics (e.g., credit score)• Geographic location• Mortgage seasoning • Seasonality • The burnout effect— Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Asset Turnover Ratio- Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1913_0_0jpg.jpg)
This tutorial will cover the concept of Asset Turnover Ratio from the ground up, including its formula and step-by-step calculations. Following that, we will use the Colgate Case Study to calculate the Asset Turnover Ratio in excel and interpret the results.You can download the Colgate Asset Turnover Ratio template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Asset Turnover Ratio?——————————————–The Asset Turnover Ratio measures how much revenue a company generates based on its total assets. This ratio helps determine whether the company is generating sufficient revenues to justify holding a large amount of assets on its balance sheet.Formula——————————————–Asset Turnover Ratio Formula = Net Sales / Average Total AssetsInterpretation of Asset Turnover Ratio——————————————— If the asset turnover ratio is less than one, the company is in trouble since its total assets are unable to generate enough revenue at the end of the year. However, this is based on a presumption. For example, the asset turnover of the industry in which the firm operates is less than 0.5, while this company’s ratio is 0.9, then despite its lower asset turnover, this company is performing well.- If the asset turnover ratio is greater than one, it is always a favorable sign. Because this indicates that the company is self-sufficient in terms of revenue. There is, however, an exception. A company in the retail industry, for example, will have fewer total assets. As a result, most organization’s average ratio is always more than 2 in this industry. In this situation, a 1.5 asset turnover indicates that the company isn’t doing well.For more details, you can refer to our article – https://www.wallstreetmojo.com/asset-turnover-ratio/Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![Taxes on illegal income [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1889_0_0jpg.jpg)
Income from illegal activities is considered taxable income. The IRS says illegal income, including income from dealing drugs, must be reported on your tax return. You can report illegal income in one of two ways. If you stole money, received a bribe, or were hired to kill someone, you would report the income on line 8 of Schedule 1 where it says, “Other income.”But if you earned money from an illegal business, like a money laundering operation, you would report the income on Schedule C. This way you can take deductions for wages, rent, and other expenses of your business.There’s an exception for drug traffickers, however, as they only get a deduction for the cost of goods sold. — Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Cash Conversion Cycle – Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1885_0_0jpg.jpg)
In this cash conversion cycle tutorial, we’ll go over the finer details of what it means, its formula and step-by-step calculations. Following that, we will calculate the cash conversion cycle using the Colgate Case Study and interpret the findings. You can download the Colgate Cash Conversion Cycle template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Cash Conversion Cycle?——————————————–The cash conversion cycle measures the time it takes for a company to turn its inventory and other inputs into cash. It takes into account how much time the company needs to sell inventory, collect receivables, and pay its bills. Formula——————————————–Cash Conversion Cycle Formula = Days Inventory Outstanding (DIO) + Days Sales Outstanding (DSO) – Days Payable Outstanding (DPO) Interpretation of Cash Conversion Cycle ——————————————— A shorter cash conversion cycle is beneficial to a company since it allows it to buy, sell, and receive cash from customers more quickly and vice versa.For more details, you can refer to our article – https://www.wallstreetmojo.com/cash-conversion-cycle/ Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
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How to Start a Business Free Book. Get the Free Book Here: https://www.bizmove.com/free-pdf-download/how-to-start-a-business.htm✅ 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗼𝗼𝗹𝘀 𝗳𝗼𝗿 𝗦𝘁𝗮𝗿𝘁𝗶𝗻𝗴 and Managing 𝗮 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀. 𝗛𝗲𝗿𝗲: https://www.bizmove.com/. You get worksheets, books, checklists, templates, guides, spreadsheets, and more. Business Freebies: Free Stuff for Business Owners and Managers Free Business Templates and Tools: https://www.bizmove.com/tools/ A Comprehensive Resource of Free Management and Business Related Stuff: https://www.bizmove.com/
![Tax Credits vs Tax Deductions [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1855_0_0jpg.jpg)
Tax credits are more valuable than tax deductions. A tax credit reduces your tax liability dollar-for-dollar.A tax deduction, on the other hand, reduces your taxable income. That will also reduce your tax liability, but only by your marginal tax rate. Let’s say your marginal tax rate is 22%. A $100 tax credit will reduce your tax liability by $100.But a $100 tax deduction will reduce your tax liability by just $22, which is your marginal rate times the amount of the deduction. — Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Don’t suck at taking notes. Pro Tips [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1843_0_0jpg.jpg)
Have you ever looked down at your notes from a meeting 2 weeks ago and asked yourself:What the *bleep* is going on here?Best practices shown in this video: How to divide your pageWhat sort of notes to write downWhat to do during and after the meeting—————————————————————————–My Merch 👕:https://the-financial-controller.creator-spring.comMy Best-Selling Products:Get My “Controller KPI Dashboard” (Excel + Course) with the most important P&L and Balance Sheet KPIs:https://thefincontroller.com/p/controller-kpi-dashboard-one-kpi-dashboard-to-run-a-businessGet My “Night Before the Accounting Interview Guide” including All Levels Q&A:https://thefincontroller.com/p/the-night-before-your-accounting-interview-guide-for-all-levels📈 Get $25 off MY ONLINE COURSE ON FINANCIAL METRICS (code: Save25)https://thefincontroller.com/p/learn-financial-metrics-kpis/?product_id=2659754&coupon_code=SAVE25&preview=logged_out——————————————————————⚪️ 🧠 Roger CPA Review Course (get 50% off – Highly recommended): https://www.uworld.com/productreferral.aspx?ukey=8lzsxx2bT8qzYRxekeTKyWQ3d3d⚪️ 📚 Learning//SkillShare (get 2 weeks free): https://www.skillshare.com/r/profile/Bill-Hanna/7521537———————————————————————Hang Out with me on social media:📸 https://www.instagram.com/the_financial_controller/📱https://www.tiktok.com/@thefinancialcontroller🙋🏼♂️https://www.facebook.com/groups/780732429036886/?source_id=101273467885666DISCLAIMER: Links included in this description might be affiliate links. If you happen to purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content each week!All views expressed on my channel are mine alone. Not intended as financial or professional advice
![Days Payable Outstanding – Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1828_0_0jpg.jpg)
This tutorial gives a comprehensive overview of Days Payable Outstanding, its meaning, calculations and interpretations. We will also use the Colgate Case Study to calculate this ratio in Excel. You can download the Colgate Days Payable Outstanding template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Days Payable Outstanding?——————————————–Days payable outstanding helps measure the average number of days it takes a business to pay off its creditors. Formula——————————————–Days Payable Outstanding Formula = Accounts Payable / (Cost of Sales / Number of Days)Interpretation of Days Payable Outstanding (DPO)——————————————— If the company’s DPO is lower than the industry’s average DPO, the company may want to consider increasing its days payable outstanding. However, the company should keep in mind that doing so does not cost them the vendor or any positive supplier benefits.- If the company’s DPO is higher than the industry’s average DPO, the company should consider lowering its DPO. By doing so, they will be able to satisfy the vendors.For more details, you can refer to our article – https://www.wallstreetmojo.com/days-payable-outstanding/Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![What is a Basis Swap? [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1788_0_0jpg.jpg)
With an interest rate swap, one party receives payments based on a fixed rate while the other party receives payments based on a floating rate (fixed-for-floating). But you could also have a swap where both parties exchange payments based on floating rates (floating-for-floating). This is called a basis swap.Why would two parties exchange cash flows that are both based on floating rates? To reduce interest rate basis risk. This occurs when cash flows are affected by different factors that are not perfectly correlated (an example would be floating-rate assets and floating-rate liabilities that are based on different indexes).— Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Accounts Payable Turnover Ratio – Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1778_0_0jpg.jpg)
This tutorial explains what the accounts payable turnover ratio is, its meaning, calculations and interpretations. We will also understand how to calculate this ratio in excel using the Colgate Case Study.You can download the Colgate Accounts Payable Turnover template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Accounts Payable Turnover? ——————————————–The accounts payables turnover ratio is a measure of how frequently a business pays its suppliers.Formula——————————————–Accounts Payable Turnover Formula = Purchases / Average Accounts Payables Interpretation of Accounts Payables Turnover Ratio——————————————— A lower turnover ratio shows that a business is paying its suppliers late than in earlier cycles. As a result, it could indicate that a company is experiencing financial difficulties or that it has negotiated different payment terms with its suppliers.- An increased accounts payable turnover ratio may indicate that the company is paying off suppliers at a faster rate than in previous periods, indicating that it is effectively managing its debts and cash flow.Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo