![Net Income Margin – Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_2064_0_0jpg.jpg)
In this tutorial, you will learn what Net Income Margin is, its formula, calculate it using a practical example, and interpret the results. Furthermore, we will calculate the Net Income Margin in Excel using the Colgate Case Study. You can download the Colgate Net Income Margin template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Net Income Margin?——————————————–The net profit margin is the percentage of a company’s earnings (also known as net profit) that remains after deducting all operating and non-operating expenses in a given period.Formula——————————————–Net Income Margin Formula = Net Profit/Net Sales * 100Uses——————————————— Using the net profit margin formula, investors can determine how much a company profits from its revenue. – If the company’s net profit is less than its net sales, investors will want to know why and may investigate other important information about the company.- Similarly, if the net margin is excessive, investors must examine other details to determine why the net margin is too good to be true.- Furthermore, knowing the net margin formula tells them how much net profit a company can extract from its net revenue. For more details, you can refer to our article – https://www.wallstreetmojo.com/net-profit-margin-formula/ Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![Are Loan Proceeds Taxable Income? [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_2037_0_0jpg.jpg)
If you borrow money, are the loan proceeds taxable income?No. If you borrow money, you’re supposed to pay it back, so your net worth is unchanged. You haven’t had an accession to wealth, so it’s not taxable income. But what if you don’t repay the loan? What if it’s forgiven? Now you’ve been enriched, through a discharge of indebtedness.Cancellation of debt is taxable income per Section 108 of the tax code, although there are exceptions (such as if you’re bankrupt or if it’s a student loan tied to public service). — Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Operating Profit Margin- Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_2030_0_0jpg.jpg)
In this Operating Profit Margin tutorial, we walk you through its most important aspects. You will figure out exactly what Operating Profit Margin is, its formula, how to calculate it, and how to interpret the results. We will also demonstrate how to calculate the Operating Profit Margin in Excel using the Colgate Case Study. You can download the Colgate Operating Profit Margin template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Operating Profit Margin?——————————————–Operating Profit Margin is a profitability ratio used to calculate the percentage of profit generated by a company’s operations before taxes and interest are deducted. Formula——————————————–Operating Profit Margin Formula = Operating Profit/Net Sales * 100Uses——————————————— Operating profit helps determine how much profit a company has made from its operations; thus, it ensures efficiency and profitability. – In addition to gross profit margin and net profit margin, an investor should consider operating profit margin, as it helps bridge the gap in understanding how a company is performing operationally. For more details, you can refer to our article – https://www.wallstreetmojo.com/operating-profit-margin-formula/Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![Taxable Income from your Pet? [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_2013_0_0jpg.jpg)
Does your pet generate taxable income? Whether your dog appears in movies, you breed and sell tarantulas, or your cat is an influencer that brings in YouTube revenue, you need to watch out for the IRS. The IRS might try to classify this activity as a hobby per Section 183, in which case all the income would be taxable and none of the expenses would be deductible. Thus, you need to show that this is a business, not a hobby. If it’s a business, then you deduct expenses of that business on Schedule C. If you can show that you’ve earned a profit in 3 of the past 5 years (2 of the last 7 years for activities involving horses), the IRS will presume it’s a business and not a hobby.You can also show that it’s a business by keeping accurate records and trying to earn a profit, rather than engaging in the activity simply for recreation. — Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Gross Profit Margin- Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_2003_0_0jpg.jpg)
This step by step tutorial explains the fundamental concepts you should know about Gross Profit Margin, including its formula, calculations and interpretations. The tutorial also covers how to calculate the Gross Profit Margin in Excel using the Colgate Case Study.You can download the Colgate Gross Profit Margin template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Gross Profit Margin?——————————————–Gross Profit Margin is a percentage of sales ratio that determines a company’s profitability after deducting direct costs of goods sold from revenue. Formula——————————————–Gross Profit Margin Formula = Gross Profit / RevenueUses——————————————— Calculating the gross profit margin is useful for investors because it allows them to easily compare the company to others in its industry. – Investors can determine whether the target company’s gross profit is healthy or not by comparing the gross profit percentages of companies in the same industry.For more details, you can refer to our article – https://www.wallstreetmojo.com/gross-profit-margin/Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![AICPA Town Hall Series – September 2 Edition [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_1988_0_0jpg.jpg)
AICPA Town Hall Series – September 2 Edition
![Securitization and Mortgage Backed Securities [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_1979_0_0jpg.jpg)
Historically, banks were almost entirely reliant on deposits to raise funds. But in the past few decades banks have found alternative sources of funding. One of those sources is securitization. Securitization is the process of bundling illiquid financial assets and then creating securities that are backed by the cash flows from the pool of financial assets. The financial assets can be packaged in such a way that each bundle of assets has a different risk profile. Many banks securitize mortgages, for example, which creates a mortgage-backed security (MBS). A mortgage-backed security is a financial instrument that derives its cash flows from a pool of mortgages. You can have residential mortgage-backed securities (RMBS) or commercial mortgage-backed securities (CMBS).Mortgage-backed securities are a special type of asset-backed security (ABS) where the underlying asset is a mortgage. Asset-backed securities can also be backed by credit card receivables, car loans, student loans, equipment loans, etc.Valuing mortgage-backed securities and asset-backed securities is difficult because the cash flows are uncertain. This is due to:• interest rate risk• prepayment risk• default riskSome banks use Monte Carlo simulations to estimate the value of MBS or ABS. Securitization has several advantages:• It removes risky, illiquid assets from the bank’s balance sheet • It reduces the bank’s regulatory capital requirements• It raises cash and increases liquidity so the bank can underwrite more loansThe investors buying the securities benefit from being able to invest in mortgages (or credit card debt, car loans, etc.) without having to originate or service the mortgages.— Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Equity Turnover Ratio- Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_1976_0_0jpg.jpg)
This comprehensive tutorial discusses the Equity Turnover Ratio in detail. You will learn exactly what the Equity Turnover Ratio is, how to calculate it, and how to interpret the results. We will also go over how to calculate the Equity Turnover Ratio in Excel using the Colgate Case Study. You can download the Colgate Equity Turnover Ratio template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Equity Turnover Ratio?——————————————–The ratio of a firm’s net sales to its average equity over a specific period is known as equity turnover, and it can be used to determine if the company is generating enough revenue to justify the shareholders’ holding of its equity. Formula——————————————–Equity Turnover Formula = Net Sales / Average Shareholders’ EquityInterpretation——————————————— Comparing the Equity Turnover Ratio between firms in the same industry is a good idea. For example, the oil refinery industry’s turnover ratio is substantially lower than a service business because oil refineries require a significant capital investment to generate sales.- If a firm wishes to attract more shareholders by boosting its equity turnover ratio, it might skew the equity by increasing the debt component in the capital structure. This is a very risky action because it puts the business in a position of taking on too much debt. For more details, you can refer to our article – https://www.wallstreetmojo.com/equity-turnover-ratio/ Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![Refinancing Burnout | Mortgages [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_1958_0_0jpg.jpg)
When the refinancing rate declines more people decide to refinance, which increases the prepayment rate. But a decrease in the refinancing rate doesn’t always increase the prepayment rate. This is because: • Some people already refinanced when the rate previously declined• Some people can’t refinance no matter what the rate is (e.g., they have a low credit score)Thus, you can have a situation where a decrease in the refinancing rate is accompanied by a decrease in the prepayment rate. This is called the burnout effect.— Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education accessible to all people. — SUBSCRIBE FOR FREE PDF GUIDES TO THE FINANCIAL STATEMENTS, MANAGERIAL ACCOUNTING, TAX, AND MORE* http://eepurl.com/dIaa5z — HIRE MICHAEL MCLAUGHLIN, PHD, CPA* https://michaelmclaughlin.com/hire-me— GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT* https://edspira.thinkific.com—LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725* Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc* Website: https://www.edspira.com/podcast-2/—GET TAX TIPS ON TIKTOK* https://www.tiktok.com/@prof_mclaughlin—ACCESS INDEX OF VIDEOS* https://www.edspira.com/index—CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira* Instagram: https://www.instagram.com/edspiradotcom* LinkedIn: https://www.linkedin.com/company/edspira—CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin* LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin—ABOUT EDSPIRA AND ITS CREATOR* https://www.edspira.com/about/
![Net Fixed Asset Turnover Ratio- Meaning, Formula, Calculation & Interpretations [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/09/mp_1954_0_0jpg.jpg)
This tutorial covers the most important aspects of the Net Fixed Asset Turnover Ratio. You will learn precisely what Net Asset Turnover Ratio is, its formula, calculating the ratio, and interpreting the results. We’ll also cover how to calculate the Net Fixed Asset Turnover Ratio in excel using the Colgate Case Study. You can download the Colgate Net Fixed Asset Turnover Ratio template from this link – https://www.wallstreetmojo.com/ratio-analysis-template/What is Net Fixed Asset Turnover Ratio?——————————————–The Net Fixed Asset Turnover Ratio is used to determine a company’s ability to generate sales from fixed assets investments. Formula——————————————–Net Fixed Asset Turnover Ratio Formula = Net Sales / Average Net Fixed Assets. Relevance and Uses of Net Fixed Asset Turnover Ratio——————————————— Creditors and investors can use this ratio to determine how effectively a company uses its machines and equipment to generate sales.- Creditors might use this ratio to see if the company can generate enough cash flow from newly purchased equipment to pay off the loan used to buy it.- The company can use this ratio to keep track of how much they have invested in each asset each year and create a pattern to compare year-over-year trends.For more details, you can refer to our article – https://www.wallstreetmojo.com/fixed-asset-turnover-ratio-formula/Connect with us! YouTube https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUwLinkedIn https://www.linkedin.com/company/wallstreetmojo/mycompany/Facebook https://www.facebook.com/wallstreetmojoInstagram https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_linkTwitter https://twitter.com/wallstreetmojo
![Get Free Business Plan Template | Get it Here: www.bizmove.com/business-gifts.htm #shorts [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1935_0_0jpg.jpg)
Get Free Business Plan Template. Get It Here: https://www.bizmove.com/business-gifts.htm✅ 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗼𝗼𝗹𝘀 𝗳𝗼𝗿 𝗦𝘁𝗮𝗿𝘁𝗶𝗻𝗴 and Managing 𝗮 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀. 𝗛𝗲𝗿𝗲: https://www.bizmove.com/. You get worksheets, books, checklists, templates, guides, spreadsheets, and more.
![Get Free Business Books From Amazon | Get it Here: www.bizmove.com/free/business.htm #shorts [Video]](https://video.ednadigitalmarketing.com/wp-content/uploads/2021/08/mp_1932_0_0jpg.jpg)
How to Start a Business Free Book. Get It Here: http://www.bizmove.com/free/business.htm✅ 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗼𝗼𝗹𝘀 𝗳𝗼𝗿 𝗦𝘁𝗮𝗿𝘁𝗶𝗻𝗴 and Managing 𝗮 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀. 𝗛𝗲𝗿𝗲: https://www.bizmove.com/. You get worksheets, books, checklists, templates, guides, spreadsheets, and more.